Williams County Ohio USDA Loan

What areas of Williams County, Ohio are eligible for the Rural Development USDA Mortgage Program?

The USDA has zoned all of Williams County, Ohio as geographically eligible for their USDA Rural Development Loan Program, including the largest town and county seat of Bryan. Some of the other larger towns in Williams County, Ohio that are eligible for the No Down Payment USDA Mortgage Program include Montpelier, Edgerton, West Unity, Edon, and Stryker.

USDA Eligible Areas in Williams County, Ohio

 

USDA Eligible Towns

  • Alvordton

  • Blakeslee

  • Bryan

  • Edgerton

  • Edon

  • Holiday City

  • Kunkle

  • Lake Seneca

  • Montpelier

  • Nettle Lake

  • Pioneer

  • Pulaski

  • Stryker

  • West Unity

  • all other areas

 

Note: This list is an indicator of USDA Eligible Areas for Williams County, Ohio but does not necessarily include every possible eligible area. All of Williams, Ohio is geographically eligible for a Rural Development - No Down Payment - USDA mortgage.

Williams County, Ohio USDA Household Income Limits 

Income Table - 82K.png

If it appears your household income is too high, you may still qualify. The Ohio USDA Program allows for several deductions of expenses which may help your Household Income to fit within their Maximum Adjusted Income Guidelines.   

Deductions that lower your calculated USDA Household Income

 

  • $480 for every minor child residing in the household

  • $480 for every student living in the home who is not on the mortgage application

  • $400 for every disabled member of the household who is listed on the mortgage application

  • Documented Child Care Expenses for household members ages 12 and under

  • Documented Disability and Medical Expenses for members of the household aged 62 or older. This deduction is allowed only if this expense is more than 3% of the household income)