Washington County Ohio USDA Loan
What areas of Washington County, Ohio are eligible for the Rural Development USDA Mortgage Program?
The USDA has zoned all of Washington County, Ohio as geographically eligible for their USDA Rural Development Loan Program, including the largest town and county seat of Marietta. Some of the other larger towns in Washington County, Ohio that are eligible for the No Down Payment USDA Mortgage Program include Belpre, Beverly, and Matamoras.
USDA Eligible Areas in Washington County, Ohio
Eligible Cities & Towns
Belpre
Beverly
Cutler
Devola
Fleming
Little Hocking
Lower Salem
Lowell
Macksburg
Marietta
Matamoras
New Matamoras
Newport
Reno
Vincent
Waterford
all other areas
Note: This list is an indicator of USDA Eligible Areas for Washington County, Ohio but does not necessarily include every possible eligible area. All of Washington County, Ohio is geographically eligible for a Rural Development - No Down Payment - USDA mortgage.
Washington County, Ohio USDA Household Income Limits
If it appears your household income is too high, you may still qualify. The Ohio USDA Program allows for several deductions of expenses which may help your Household Income to fit within their Maximum Adjusted Income Guidelines.
Deductions that lower your calculated USDA Household Income
$480 for every minor child residing in the household
$480 for every student living in the home who is not on the mortgage application
$400 for every disabled member of the household who is listed on the mortgage application
Documented Child Care Expenses for household members ages 12 and under
Documented Disability and Medical Expenses for members of the household aged 62 or older. This deduction is allowed only if this expense is more than 3% of the household income)