Tuscarawas County Ohio USDA Loan

What areas of Tuscarawas County, Ohio are eligible for the Rural Development USDA Mortgage Program?

Most of Tuscarawas County, Ohio is geographically eligible for the USDA Rural Development Loan program. Some of the larger towns of Tuscarawas County, Ohio that are eligible for the No Down Payment USDA Mortgage Program includes Uhrichsville, Sugarcreek, Newcomerstown, and Bolivar.

What areas of Tuscarawas County, Ohio are not eligible for the Rural Development USDA Mortgage Program?

There is a stretch of towns on the east side of Interstate 77 around the New Philadelphia area that the USDA has zoned as ineligible for the USDA Rural Development Program. The ineligible areas of Tuscarawas County, Ohio include Parral, Dover, and New Philadelphia. Shortly outside of New Philadelphia, the rest of Tuscarawas County, Ohio is eligible for the No Down Payment Rural Development Loan Program.

 
 

USDA Eligible Areas in Tuscarawas County, Ohio

 

Eligible Cities & Towns

  • Baltic

  • Barnhill

  • Bolivar

  • Dennison

  • Dundee

  • Gnadenhutten

  • Midvale

  • Mineral City

  • Newcomerstown

  • Port Washington

  • Roswell

  • Sandyville

  • Stone Creek

  • Strasburg

  • Sugarcreek

  • Tuscarawas

  • Uhrichsville

  • Zoar

  • all other rural areas

 

Note: This list is an indicator of USDA Eligible Areas for Tuscarawas County, Ohio but does not necessarily include every possible eligible area. If you live in a rural area of Tuscarawas County, Ohio then you are located in a USDA eligible area for a Rural Development - No Down Payment - USDA mortgage.

Tuscarawas County, Ohio USDA Household Income Limits 

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If it appears your household income is too high, you may still qualify. The Ohio USDA Program allows for several deductions of expenses which may help your Household Income to fit within their Maximum Adjusted Income Guidelines.   

Deductions that lower your calculated USDA Household Income

 

  • $480 for every minor child residing in the household

  • $480 for every student living in the home who is not on the mortgage application

  • $400 for every disabled member of the household who is listed on the mortgage application

  • Documented Child Care Expenses for household members ages 12 and under

  • Documented Disability and Medical Expenses for members of the household aged 62 or older. This deduction is allowed only if this expense is more than 3% of the household income)