Trumbull County Ohio USDA Loan

What areas of Trumbull County, Ohio are eligible for the Rural Development USDA Mortgage Program?

Most of Trumbull County, Ohio is geographically eligible for the USDA Rural Development Loan program. Some of the larger towns of Trumbull County, Ohio that are eligible for the No Down Payment USDA Mortgage Program includes Cortland, South Canal, Hubbard, and Newton Falls.

What areas of Trumbull County, Ohio are not eligible for the Rural Development USDA Mortgage Program?

The two areas in Trumbull County that are not eligible for the USDA Mortgage Program include the metro area that runs from Warren down to the Youngstown area in Mahoning County and then also the area that borders Pennsylvania that has been included in the Sharon-Hermitage census area. Outside of these two areas, a large part of Trumbull County, Ohio is eligible for the No Down Payment Rural Development Loan Program.

 
 

USDA Eligible Areas in Trumball County, Ohio

 

Eligible Cities & Towns

  • Braceville

  • Brookfield (parts)

  • Coalburg (parts)

  • Cornelion

  • Cortland

  • East Farmington

  • Five Points

  • Gustavus

  • Hubbard

  • Johnston

  • Kinsman

  • Latimer

  • Mecca

  • Mesopotamia

  • Newton Falls

  • Nutwood

  • Paynes Corner

  • Phalanx

  • Stanhope

  • Stroup

  • Southington

  • Triumph

  • Tyrrell

  • Vienna

  • Wildare

  • Yankee Lake (parts)

  • all other rural areas

 

Note: This list is an indicator of USDA Eligible Areas for Trumbull County, Ohio but does not necessarily include every possible eligible area. If you live in a rural area of Trumbull County, Ohio then you are located in a USDA eligible area for a Rural Development - No Down Payment - USDA mortgage.

Trumball County, Ohio USDA Household Income Limits 

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If it appears your household income is too high, you may still qualify. The Ohio USDA Program allows for several deductions of expenses which may help your Household Income to fit within their Maximum Adjusted Income Guidelines.   

Deductions that lower your calculated USDA Household Income

 

  • $480 for every minor child residing in the household

  • $480 for every student living in the home who is not on the mortgage application

  • $400 for every disabled member of the household who is listed on the mortgage application

  • Documented Child Care Expenses for household members ages 12 and under

  • Documented Disability and Medical Expenses for members of the household aged 62 or older. This deduction is allowed only if this expense is more than 3% of the household income)