Medina County, Ohio USDA Mortgage

What areas of Medina County, Ohio are eligible for the Rural Development USDA Mortgage Program?

Two areas of Medina County, Ohio are not geographically eligible for the USDA Rural Development Loan program: the area along Interstate 71 from Medina to the Cuyahoga County line and the area right around Wadsworth in the southeast corner of the county. Outside of these two areas, the rest of Medina County, Ohio is eligible for the No Down Payment USDA Mortgage Program.

Some of the larger towns of Medina County, Ohio that are eligible for the USDA Rural Development Loan Program include Hinckley, Rittman, Seville, and Lodi.

 
 

USDA Eligible Areas in Medina County, Ohio

 

Eligible Cities & Towns

  • Abbeyville

  • Acme

  • Belden

  • Blake

  • Briarwood Beach

  • Chatham

  • Coddingville

  • Erhart

  • Garden Isle

  • Gloria Glens Park

  • Granger

  • Hardscrabble

  • Hinckley

  • Homer

  • Homerville

  • Lafayette

  • Lester

  • Litchfield

  • Lodi

  • Remsen Corner

  • Risley

  • Rittman

  • River Styx

  • Seville

  • Sharon Center

  • Spencer

  • Valley Center

  • Westfield Center

  • Youngs Corner

  • other rural areas

 

Note: This list is an indicator of USDA Eligible Areas for Medina County, Ohio but does not necessarily include every possible eligible area. If you live in a rural area of Medina County, Ohio then you are located in a USDA eligible area for a Rural Development - No Down Payment - USDA mortgage.

Medina County, Ohio USDA Household Income Limits 

Income Table - 82K.png

If it appears your household income is too high, you may still qualify. The Ohio USDA Program allows for several deductions of expenses which may help your Household Income to fit within their Maximum Adjusted Income Guidelines.   

Deductions that lower your calculated USDA Household Income

 

  • $480 for every minor child residing in the household

  • $480 for every student living in the home who is not on the mortgage application

  • $400 for every disabled member of the household who is listed on the mortgage application

  • Documented Child Care Expenses for household members ages 12 and under

  • Documented Disability and Medical Expenses for members of the household aged 62 or older. This deduction is allowed only if this expense is more than 3% of the household income)